Down Payments are Large
Down payments often run into the thousands. Card limits and fees on big amounts make ACH and clear limits important.
One Payment Setup for Sales, Service And Parts.
For franchise and independent dealers. Take vehicle deposits, down payments and service payments in one account, with ACH for larger amounts.
Payment approved$75.00 · Visa •••• 4821
Vehicle deposits and down paymentsCar Dealerships
- 100+ industries servedLow-risk, high-risk, online and in-store
- Next-day fundingAvailable on qualifying accounts
- One dedicated specialistFrom application through launch
- Fraud and chargeback toolsBuilt into every account
Car Dealerships Payments Come with Their Own Rules.
Generic setups leave money on the table. Here is what a payment setup built for your business has to handle.
Many Departments, One Rooftop
Sales, service, parts and F&I all take payments. Separate systems make reconciliation slow.
Buyers Start Online
Shoppers want to hold a vehicle with a deposit from their phone before visiting the lot.
Deposit Refunds and Disputes
When a deal falls through, deposits must be refunded cleanly or kept per written terms to avoid disputes.
Built for Every Kind of Car Dealerships Business.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
Franchise New Car Dealers
Independent Used Car Dealers
Truck and Commercial Dealers
Powersports and Motorcycles
RV and Boat Dealers
Dealer Service Departments
Parts Counters
Multi-Rooftop Dealer Groups
Not Listed?
Check my eligibilityEverything You Need to Accept, Protect and Run Payments.
One merchant account, configured for car dealerships businesses, with these tools ready from day one.
Accept
Online Vehicle Deposits
Let buyers hold a vehicle with a deposit link from your website or a salesperson's text.
Service Drive Terminals
Countertop and handheld terminals for service, parts and the sales desk.
Protect
Written Deposit Terms
Attach refund and hold terms to each deposit so expectations are clear if a deal changes.
Fraud Screening
Address and CVV checks and velocity rules on online deposits to stop stolen-card attempts.
Operate
ACH for down Payments
Let buyers send larger down payments by bank transfer with less cost than card.
Reports by Department
Separate sales, service and parts payments so your accounting team can reconcile fast.
Bring Sales, Service and Parts Together
Send us your current statements and we will build one setup for every department.
From First Call to First Payment.
Tell Us How You Sell
Tell us your departments, DMS and typical deposit and down payment amounts.
We Structure the Account
We set up deposit links, terminals and ACH with limits that fit your deals.
Approval and Setup
Once approved, we install terminals in each department and test online deposits.
Ongoing Support
Your specialist reviews fees and helps as you add rooftops or departments.
Merchant Feedback
What Car Dealerships Merchants Say about MannyPay.
Google reviews ★★★★★
★★★★★
“Down payments and service invoices used to hit our processing limits. MannyPay set us up so large payments clear without a hold.”
Frequently Asked Questions
Still have a Question?
A MannyPay specialist can walk you through it, with no obligation.
Can dealerships accept large-ticket card payments for down payments and service?
Yes — we set appropriate limits so down payments, deposits and service invoices process without holds or freezes.
Can I take deposits and payments remotely?
Yes — payment links and virtual terminals let buyers place deposits or pay remotely for vehicles and service.
Do you support both the sales floor and the service and parts department?
Yes — terminals and POS for service and parts, plus higher-limit processing for vehicle-related payments.
How fast is funding?
Qualifying accounts can settle as soon as the next business day.
How do I lower my card processing costs?
We review your current fees and offer competitive pricing, including compliant fee-offset programs.
Let’s Find the Right Car Dealerships Setup.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.
- Call us1-844-MANNYPAY
- Merchant support7 days a week
- Write to ussales@mannypay.io
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