Scope Disputes Turn into Chargebacks
A client unhappy with a design can dispute a payment months later. Without signed scope and approvals, you lose the money.
For web design, development and digital agencies that bill deposits, milestones and retainers. Collect payments on time with an account that understands service work.

Most processors see the category and say no, or approve you and shut you down later. Here is what an account built for your business has to handle.
A client unhappy with a design can dispute a payment months later. Without signed scope and approvals, you lose the money.
Large deposits for work delivered weeks later look risky to banks. That is why agencies often get flagged or capped.
Fake clients pay with stolen cards for rush projects or hosting. You find out after the work is done.
Chasing monthly maintenance and hosting fees by email wastes hours and delays cash.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
One merchant account, configured for web design businesses, with these tools ready from day one.
Bill a deposit at kickoff, then invoice each phase as you deliver. Clients pay by card or ACH from a link.
Save the card with consent and bill hosting, care plans and retainers on a fixed date each month.
Attach your signed proposal and sign-offs to each payment so you can answer a dispute with proof.
AVS, CVV and 3-D Secure on online payments help flag stolen cards before you start the work.
Offer bank payments on big project invoices to give clients a lower-cost option on five-figure bills.
One contact who understands project billing and can raise limits when you land a big build.
Get paid on deposits, milestones and retainers with one agency account. Eligibility subject to underwriting.
Tell us how you bill: deposits, milestones, retainers or hourly, and your typical project size.
We set up invoicing, recurring billing and limits that fit your largest projects.
Approval decisions move faster with a complete application. Then you can send your first invoice.
Your specialist helps with disputes and adjusts limits as your agency takes on bigger work.
Merchant Feedback
Google reviews ★★★★★
“Billing clients on retainers used to mean disputes. MannyPay's recurring billing and clear invoices cut our chargebacks way down.”
A MannyPay specialist can walk you through it, with no obligation.
Custom project scopes, upfront deposits, milestone billing and recurring retainers create dispute and chargeback exposure that some processors flag. MannyPay sets up accounts suited to project-based and subscription billing.
Yes — recurring billing, invoicing and payment links let you collect deposits, milestone payments and monthly retainers automatically.
Clear contracts, itemized invoices, signed approvals and a descriptive billing descriptor cut down on "I don't recognize this" and scope-related disputes.
Yes — a gateway with multi-currency support and fraud screening handles card-not-present, cross-border payments.
A business license, EIN and a short description of your billing model. Most standard applications are approved quickly.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.