One Ring can Trip a Ticket Limit
Standard accounts flag a $12,000 engagement ring as unusual. Sales get held or declined at the counter while the couple waits.
High-Ticket Jewelry Sales That Clear.
For jewelers, diamond dealers and custom designers who sell big tickets in store and online. Get processing sized for large sales, with deposits and fraud checks built in.
Payment approved$75.00 · Visa •••• 4821
Built for large single ticketsJewelry & Diamonds
- 100+ industries servedLow-risk, high-risk, online and in-store
- Multiple banking partnersMore than one path to approval
- One dedicated specialistFrom application through launch
- Fraud and chargeback toolsBuilt into every account
Jewelry & Diamonds Payments Come with Their Own Rules.
Most processors see the category and say no, or approve you and shut you down later. Here is what an account built for your business has to handle.
Fraudsters Target Resellable Goods
Diamonds and gold are easy to resell, so stolen cards hit jewelry checkouts hard. Each fraudulent order is a large, painful loss.
Custom Work Means Split Payments
Bespoke pieces need a deposit, progress payments and a final balance. Your processor has to handle that schedule cleanly.
Return and Dispute Exposure is Big
A single disputed sale can be worth thousands. You need clear receipts, signed terms and evidence ready to fight it.
Built for Every Kind of Jewelry & Diamonds Business.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
Fine Jewelry Stores
Diamond Dealers and Wholesalers
Custom and Bespoke Jewelers
Online Jewelry Brands
Watch Retailers
Gold and Bullion Buyers
Bridal and Engagement Studios
Estate and Vintage Jewelry Shops
Not Listed?
Check my eligibilityEverything You Need to Accept, Protect and Run Payments.
One merchant account, configured for jewelry & diamonds businesses, with these tools ready from day one.
Accept
Showroom Terminals for Big Tickets
Clover or Valor terminals with ticket limits set to your actual price range, plus chip and tap for every sale at the case.
Deposit and Layaway Invoices
Send a deposit invoice when a custom order starts, then bill the balance at pickup. Every payment ties back to the job.
Protect
Fraud Screening for Online Orders
3-D Secure, AVS and velocity rules on your gateway help stop stolen cards before a stone ships.
Dispute Evidence on File
Store signed terms, delivery proof and photos with each sale so you can respond to a chargeback with real documents.
Operate
Next-Day Funding
Large sales hit your bank faster on qualifying accounts, which helps when you buy inventory or pay setters.
A Specialist who Knows Jewelry
One named contact who understands holiday spikes and bridal season and can adjust limits before you need them.
Stop Losing Big Sales to a Declined Card.
Get a jewelry account with limits that fit your prices. Eligibility subject to underwriting.
From First Call to First Payment.
Tell Us How You Sell
Tell us your average ticket, your largest sale and how you split showroom, online and custom work.
We Structure the Account
We set ticket and volume limits that match real jewelry prices and add deposit and fraud tools.
Approval and Setup
Approval decisions move faster with a complete application. We then install terminals and connect your site.
Ongoing Support
Your specialist reviews limits ahead of the holidays and helps with any dispute that comes in.
Merchant Feedback
What Jewelry & Diamonds Merchants Say about MannyPay.
Google reviews ★★★★★
★★★★★
“Selling diamonds means big tickets and big fraud risk. MannyPay's fraud tools let us process high-value sales without the freezes we used to get.”
Frequently Asked Questions
Still have a Question?
A MannyPay specialist can walk you through it, with no obligation.
Why do jewelers need a high-risk merchant account?
High average tickets and the easy resale value of diamonds and fine jewelry attract fraud and chargebacks, so many processors limit these accounts. MannyPay underwrites jewelers for stable, higher-limit processing.
Can I process high-ticket sales without holds or freezes?
Yes. We set appropriate limits up front and layer in fraud tools, so large purchases process smoothly instead of triggering an automatic review.
How do you reduce fraud on expensive purchases?
EMV chip acceptance in-store, plus AVS, 3D Secure and identity verification online, help confirm the cardholder is legitimate on high-value orders.
Do you support online, in-store and custom or deposit orders?
Yes — retail POS and terminals, an online gateway, and payment links or virtual terminals for custom pieces, layaways and deposits.
What do I need to get started?
A business license, EIN and processing history if available. Most complete jewelry applications are approved within a few business days.
Let’s Find the Right Jewelry & Diamonds Setup.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.
- Call us1-844-MANNYPAY
- Merchant support7 days a week
- Write to ussales@mannypay.io
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