Convenience Fees
Add a clearly disclosed fee for optional payment methods where allowed.
Reduce Processing Costs without Hiding The Math.
Zero-cost style programs help eligible merchants offset credit card processing expenses with clear, properly disclosed pricing and the right POS setup.
Low-Cost Options MannyPay Can Evaluate
The right program depends on your state, business model, card mix, customer experience and compliance requirements.
Cash Discount
Offer a cash price and offset your card-processing costs.
Wholesale Pricing
Transparent pricing tied to the actual cost of each card.
Surcharging
Pass a compliant card fee to customers where it is permitted.
Dual Pricing
Show card and cash prices side by side, clearly disclosed.
Interchange Management
Review how transactions qualify so more of them land at lower rates.
Not Listed?
A specialist can match almost any business in one call.
Benefits of Zero-Cost Payment Processing
Straightforward guidance and modern tools, matched to how your business actually gets paid.
Reduce a Major Business Expense
Processing fees are often one of the largest recurring costs. A compliant program can help protect margin.
Encourage Lower-Cost Payment Methods
Give customers a clear choice while helping your business retain more cash.
Keep Payment Options Open
Continue accepting cards without letting fees control your ability to serve customers.
Everything You Need, Ready to Set up.
What MannyPay can configure for your business.
Request a quote- Disclosure and Signage Guidance
- Compatible POS Configuration
- Credit-Card Fee Offset Options
- Debit-Card Rule Awareness
- Receipt Visibility
- Customer Communication Support
- Credit-Card Fee Offset Options
- Debit-Card Rule Awareness
- Receipt Visibility
- Customer Communication Support
- Disclosure and Signage Guidance
- Compatible POS Configuration
- Receipt Visibility
- Customer Communication Support
- Disclosure and Signage Guidance
- Compatible POS Configuration
- Credit-Card Fee Offset Options
- Debit-Card Rule Awareness
Frequently Asked Questions
Still have a Question?
A MannyPay specialist can walk you through it, with no obligation.
Is zero-cost processing the same as surcharging?
Not always. Many programs are related, but the structure and disclosure rules differ. MannyPay helps evaluate the compliant option.
Can debit cards be surcharged?
Generally no. Debit and prepaid cards have different rules, so the program must be configured carefully.
Will customers understand the program?
Clear signage, receipt language and staff guidance make the experience easier for customers to understand.
Let’s Find the Right Zero Cost Processing Setup.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.
- Call us1-844-MANNYPAY
- Merchant support7 days a week
- Write to ussales@mannypay.io
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