Trials and Auto-Ship Trigger Disputes
Trial offers that roll into paid plans often lead to 'I did not sign up' chargebacks.
For supplement brands, nutraceutical stores and subscription health product sellers that need card processing that can handle trials, auto-ship and growth.

Most processors see the category and say no, or approve you and shut you down later. Here is what an account built for your business has to handle.
Trial offers that roll into paid plans often lead to 'I did not sign up' chargebacks.
Card brands look closely at weight loss, testosterone and cure claims on landing pages and ads.
A sudden jump in volume from a new ad campaign can trigger reserves or holds without warning.
Once chargebacks pass card-brand thresholds, processors may shut the account and add you to monitoring.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
One merchant account, configured for nutraceuticals businesses, with these tools ready from day one.
Run subscriptions with clear terms, reminder emails and easy cancellation that keep disputes down.
Connect Shopify, WooCommerce or a custom checkout to a gateway that supports supplement sales.
Get notified of many disputes before they become chargebacks so you can refund and protect your ratio.
AVS, CVV and velocity limits that stop card testing and stolen-card orders on your checkout.
Spread volume across more than one merchant account as you grow, where approved by underwriting.
One contact who reviews your offers and landing pages with you before they go live.
Tell us your offers and volume. We will show you a setup built for nutra and subscription sales.
Tell us your products, offer types, average order value and expected monthly volume.
We review your offers and sites and structure an account for supplement sales.
Submit your documents and connect your checkout. A complete file speeds the decision.
Your specialist watches your ratios with you and helps plan for growth.
Merchant Feedback
Google reviews ★★★★★
“Our supplement subscriptions scared off every processor we tried. MannyPay understood continuity billing and helped us keep chargebacks low.”
A MannyPay specialist can walk you through it, with no obligation.
Free-trial and continuity billing, health-related claims and elevated chargebacks lead most processors to decline nutra. MannyPay places supplement merchants with banks experienced in the vertical.
Yes — with recurring billing tools plus dispute-reduction practices like clear terms, renewal reminders and easy cancellation to keep chargebacks under control.
Accurate labeling, substantiated claims (avoid disease claims), clear subscription and refund terms, and a compliant checkout flow.
Yes — a high-risk gateway with multi-currency support and fraud screening for card-not-present orders.
A business license, EIN, a compliant website and processing history. Complete applications typically approve in 2–5 business days.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.