Many Processors Refuse Firearms
Some providers will not support firearms or ammunition, and some close accounts after a policy change.
Firearms Payments from People who Get it.
For FFL dealers, gun shops, ranges and ammo retailers that need dependable card processing for counter sales, online orders and range fees.
Payment approved$75.00 · Visa •••• 4821
Built for licensed FFL dealersFirearms
- 100+ industries servedLow-risk, high-risk, online and in-store
- Multiple banking partnersMore than one path to approval
- One dedicated specialistFrom application through launch
- Fraud and chargeback toolsBuilt into every account
Firearms Payments Come with Their Own Rules.
Most processors see the category and say no, or approve you and shut you down later. Here is what an account built for your business has to handle.
Licensing has to be in Order
Underwriting checks your FFL, any SOT status and state permits before approving volume.
High Tickets Raise Review Flags
Rifles, optics and safes often run into the thousands, which can trigger holds without the right setup.
Online Sales Add Transfer Steps
Firearms bought online must ship to an FFL for transfer, so orders, deposits and refunds need clear handling.
Built for Every Kind of Firearms Business.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
FFL Gun Shops and Dealers
Indoor and Outdoor Shooting Ranges
Ammunition Retailers
Online Firearms and Parts Stores
Gunsmiths and Repair Shops
Firearms Training and CCW Classes
Holster, Optics and Gear Sellers
Gun Shows and Event Vendors
Not Listed?
Check my eligibilityEverything You Need to Accept, Protect and Run Payments.
One merchant account, configured for firearms businesses, with these tools ready from day one.
Accept
Counter POS for Gun Shops
Terminals that handle high-ticket sales, split tenders and deposits at the counter.
Range Memberships and Lane Fees
Recurring billing for range members and quick checkout for lane time, rentals and classes.
Protect
Fraud Screening for Online Orders
AVS, CVV and velocity rules that help stop stolen-card orders before they ship to a transfer dealer.
Clear Deposit and Refund Terms
Printed and emailed receipts that spell out transfer, layaway and denied-background-check refund terms.
Operate
Layaway and Payment Links
Send payment links for layaway installments and special orders, and track balances by customer.
A Specialist who Knows FFLs
One contact who understands firearms underwriting and keeps your licensing file current.
Need a Processor that Supports Firearms?
Tell us about your shop or range. We will show you a setup built for FFL dealers.
From First Call to First Payment.
Tell Us How You Sell
Tell us your FFL type, product mix, average ticket and whether you sell in store, online or at a range.
We Structure the Account
We structure an account for firearms volume, including high tickets and deposits.
Approval and Setup
Submit your FFL and business documents. Approval decisions move faster with a complete application.
Ongoing Support
Your specialist helps with volume changes, new locations and seasonal spikes.
Merchant Feedback
What Firearms Merchants Say about MannyPay.
Google reviews ★★★★★
★★★★★
“As an FFL dealer I was tired of processors dropping me. MannyPay placed me with a bank that genuinely supports firearms and I haven't looked back.”
Frequently Asked Questions
Still have a Question?
A MannyPay specialist can walk you through it, with no obligation.
Why are firearms merchants labeled high-risk?
Even though firearm sales are legal, many processors restrict FFL dealers on policy grounds. MannyPay works with Second-Amendment-friendly banks that support licensed firearm, ammunition and accessory sales.
Can I sell firearms and ammunition online and in my shop?
Yes — retail POS and terminals for your storefront, plus a firearms-friendly online gateway, with support for FFL transfer workflows and compliance checks.
What do I need to get approved?
Your FFL license, business license, EIN and a compliant website. We verify licensing as part of underwriting so your account is built to last.
Will my processor drop me for selling guns?
Not with a properly underwritten firearms account. We place you with banks that knowingly support the industry, so you avoid the sudden terminations common with mainstream aggregators.
Do you support ranges, gunsmiths and accessory shops too?
Yes — shooting ranges, gunsmithing, training, and accessory or optics retailers are all supported under the same firearms-friendly underwriting.
Let’s Find the Right Firearms Setup.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.
- Call us1-844-MANNYPAY
- Merchant support7 days a week
- Write to ussales@mannypay.io
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