One POS for the Shop Floor And Online.

For independent shops and multi-store retailers. Sell in store and online, track inventory in one place and get paid fast.

Retail payments with MannyPay
Payment approved$75.00 · Visa •••• 4821
In-store and online in oneRetail
  • 100+ industries servedLow-risk, high-risk, online and in-store
  • Next-day fundingAvailable on qualifying accounts
  • One dedicated specialistFrom application through launch
  • Fraud and chargeback toolsBuilt into every account

Retail Payments Come with Their Own Rules.

Generic setups leave money on the table. Here is what a payment setup built for your business has to handle.

Stock Counts Never Match

Separate systems for the store and website lead to overselling and missed reorders.

Repeat Customers Go Unrewarded

Without loyalty or customer records, it is hard to bring shoppers back for the next visit.

Hidden Fees on Your Statement

Confusing processor bills make it hard to see what card acceptance really costs each month.

Holiday Rushes Stress the Register

Slow checkout during peak season means lines out the door and abandoned purchases.

Built for Every Kind of Retail Business.

From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.

Independent Boutiques

Gift and Souvenir Shops

Bookstores

Electronics and Phone Stores

Toy and Hobby Shops

Hardware Stores

Garden Centers

Multi-Location Retailers

Not Listed?

Check my eligibility

Everything You Need to Accept, Protect and Run Payments.

One merchant account, configured for retail businesses, with these tools ready from day one.

Accept

Countertop and Mobile POS

Clover or PAX terminals for the counter, plus handhelds for line-busting during busy seasons.

Online Store Sync

Connect your website so online and in-store sales share one inventory and one report.

Protect

Employee Permissions

Limit refunds, discounts and voids by role to protect your margins.

Encrypted Readers

Chip and tap readers encrypt card data so your store never stores card numbers.

Operate

Multi-Location Inventory

See stock at every store, transfer items between locations and set low-stock alerts.

Loyalty and Gift Cards

Reward repeat shoppers and sell gift cards that work in store and online.

Run Your Store and Website from One Place.

Get a retail POS with synced inventory and clear pricing. Eligibility subject to underwriting.

A merchant taking a payment with MannyPay

From First Call to First Payment.

Tell Us How You Sell

Tell us your locations, product count, online store and current processor.

We Structure the Account

We pick POS hardware and load your catalog, with inventory synced to your website.

Approval and Setup

Approval decisions move faster with a complete application. Then we install and train your team.

Ongoing Support

Your specialist helps before the holidays and reviews your pricing as you grow.

Merchant Feedback

What Retail Merchants Say about MannyPay.

Google reviews ★★★★★

★★★★★
“Connecting our store and online sales in one place changed everything. MannyPay's POS and reporting keep it all in sync.”
Steven AlvarezAlbuquerque, NM

Frequently Asked Questions

Still have a Question?

A MannyPay specialist can walk you through it, with no obligation.

What payment hardware works best for a retail store?

Countertop terminals, PIN pads, mobile readers, and full POS with inventory — matched to your checkout flow.

Can I connect online and in-store sales?

Yes — omnichannel setups link your storefront and eCommerce with unified reporting.

Do you integrate with accounting and inventory tools?

Yes — integrations with common accounting and POS/inventory platforms.

How quickly will I be funded?

Qualifying accounts can get next-day funding.

Can you reduce my processing fees?

Often, yes — we review statements and offer competitive pricing, including cash-discount and dual-pricing where allowed.

Let’s Find the Right Retail Setup.

Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway and pricing. No obligation, no pressure.

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