01
Expired Cards Quietly Cancel Customers
When a card expires or is reissued, the renewal fails. Customers who meant to stay simply drop off your books.
SaaS merchant accounts
Subscription Billing that Keeps Revenue Recurring.
For SaaS companies and software sellers billing monthly, annually or by usage. Collect renewals on time and recover failed payments before customers churn.
- Monthly, annual and usage plans
- Card updater and retries
- API-ready gateways
- 100+ industries servedLow-risk, high-risk, online and in-store
- Next-day fundingAvailable on qualifying accounts
- One dedicated specialistFrom application through launch
- Fraud and chargeback toolsBuilt into every account
Why It's Different
SaaS & Software Payments Come with Their Own Rules.
Generic setups leave money on the table. Here is what a payment setup built for your business has to handle.
02
Renewal Disputes from Forgotten Plans
An annual charge a customer forgot about can become a chargeback. Clear receipts and reminders matter.
03
Your Billing Stack Needs Clean APIs
Developers need a gateway that works with Stripe-style billing tools, webhooks and tokenized cards.
04
Global Customers, Local Friction
International cards and different currencies can lower approval rates if your gateway is not set up for them.
Who We Serve
Built for Every Kind of Saas & Software Business.
From first-year operators to multi-location brands, we match each business to processing that fits how it actually runs.
Check My Eligibility- B2B SaaS platforms
- Mobile and web apps
- Downloadable software
- Online learning platforms
- Hosting and infrastructure
- Developer tools and APIs
- Membership and community apps
- Vertical software for SMBs
What You Get
Everything You Need to Accept, Protect and Run Payments.
One merchant account, configured for saas & software, with the tools below ready from day one.
Accept
Recurring and Usage Billing
Bill monthly, yearly, per seat or by usage on tokenized cards through Authorize.Net, NMI and other gateways.
ACH for Annual Contracts
Let enterprise customers pay large annual invoices by bank transfer alongside cards.
Protect
Account Updater
Pull new card details automatically when a customer's card is reissued, so renewals keep going through.
Trial and Signup Fraud Checks
Screen trial abuse and card testing on signup forms with velocity rules and 3-D Secure.
Operate
Developer-Friendly Gateways
Documented APIs, webhooks and sandbox access so your team can integrate with your existing billing logic.
A Specialist for Software
One contact who understands MRR, churn and plan changes, and helps you review approval rates.
Keep Your Renewals from Slipping Away.
Get subscription processing with card updater and retries built in. Eligibility subject to underwriting.
How it Works
From First Call to First Payment.
- 1
Tell Us How You Sell
Tell us your plans, billing cycles, average contract value and current billing tools.
- 2
We Structure the Account
We match a gateway that fits your stack and set up recurring billing and card updater.
- 3
Approval and Setup
Approval decisions move faster with a complete application. Your developers get sandbox access to integrate.
- 4
Ongoing Support
Your specialist reviews decline reasons and retry results with you as you grow.
Merchant Feedback
What Businesses Value about MannyPay.
Google reviews ★★★★★
★★★★★
“MannyPay made our setup simple from day one — transparent pricing, fast approval, and a team that actually picks up the phone.”
FAQs
SaaS & Software Payment Processing FAQs.
Can I use MannyPay with my existing billing software?
Yes, in most cases. We provide gateways like Authorize.Net and NMI that work with many subscription billing tools and custom code. Tell us your stack and we will match a gateway that integrates with it.
How do you help reduce failed renewals?
Account updater refreshes card details when banks reissue cards. Scheduled retries and dunning emails give customers a chance to fix a failed payment before you cancel them.
Can I bill by usage or per seat?
Yes. Your platform calculates the amount and charges the saved card through the gateway API. Monthly, annual, per-seat and metered plans all work.
Do you support annual contracts paid by ACH?
Yes. You can accept ACH bank payments for large annual or enterprise invoices alongside card billing.
How do I lower chargebacks on renewals?
Send renewal reminders before annual charges, use a clear billing descriptor, and make cancellation easy to find. Keep signup consent and receipts on file so you can respond to disputes.
Can I accept payments from customers outside the U.S.?
Yes. Gateways accept major international cards, and multi-currency options are available on some setups. Your specialist can help you review approval rates by region.
Free Quote
Let’s Find the Right SaaS & Software Setup.
Tell us a little about your business and a MannyPay specialist will recommend the right account, hardware, gateway, and pricing — with a response within one business day. No obligation, no pressure.