Health & Beauty Payment Guides

Gloved provider injects a syringe near the nose of a patient whose head is wrapped in gauze on a blue-draped treatment table

Oct 23, 20268 min read

Botox Memberships: Billing Monthly Dues With Banked Units

Set up a botox membership program that bills monthly, banks units fairly and handles cancellations without chargebacks or gift card law trouble.

MannyPay Editorial Team

Linen lavender sachet tied with twine beside a white wooden heart and fresh lavender sprigs on a weathered bench

Oct 22, 20269 min read

Spa Gift Certificates: Expiration Laws and Price Increase Rules

Learn how spa gift certificate expiration law works, what to do when service prices rise, and how vouchers and unclaimed balances are treated.

MannyPay Editorial Team

Oct 22, 20269 min read

Free Trial and Subscription Billing Rules From Visa and Mastercard

Learn the free trial billing rules Visa and Mastercard set for consent, reminders and cancellation, plus a checklist to protect approvals and chargebacks.

MannyPay Editorial Team

Massage therapist's hand cradling the head of a blonde woman lying relaxed on a massage table in a bright white room

Oct 22, 20268 min read

Can Clients Use HSA or FSA for Massage and Med Spa Services?

Can you use HSA for massage or med spa services? Learn what may qualify, how letters of medical necessity work, and how to avoid HSA card declines.

MannyPay Editorial Team

Close-up of white, gray and black shirts on wooden hangers in a small clothing boutique, shoppers blurred behind

Oct 22, 202610 min read

Best POS System for Small Business: A Buyer's Checklist

Find the best POS system for small business with a checklist that weighs features, total cost, processing lock-in and contract terms before you sign.

MannyPay Editorial Team

Stylist in white shirt trimming a client's wet dark hair with scissors and a comb in a bright salon

Oct 21, 20268 min read

Splitting Card Tips Between Stylists, Colorists, and Assistants

Learn how to split tips between stylists, colorists and assistants on one ticket, with POS settings, tip pooling basics and payroll payout options.

MannyPay Editorial Team

Technician in green scrubs and purple gloves using a laser hair removal handpiece on a client's lower leg in a clinic

Oct 21, 20269 min read

Prepaid Laser and Facial Packages: Refunds and Chargebacks

Set laser hair removal package refund terms, session logs and refund math that keep clients who quit midway from becoming lost chargebacks.

MannyPay Editorial Team

Oct 21, 20268 min read

Points, Punch Cards, or Tiers? Picking the Right Loyalty Model

Compare the main types of loyalty programs, from punch cards to points, tiers and paid memberships, and match each model to how your customers buy.

MannyPay Editorial Team

Smiling woman with curly hair talking on her phone at a wooden table, with a book and cup nearby, in black and white

Oct 21, 20268 min read

Changing Your Business? When to Tell Your Payment Processor

Learn when to notify your payment processor of business changes, from new products to ownership, so you avoid surprise holds and account terminations.

MannyPay Editorial Team

Makeup artist with green nail polish applying teal eyeshadow with a fine brush to a blonde woman's eyelid

Oct 21, 20268 min read

Can Salons Deduct Card Fees From Stylist Commissions?

Can salons deduct credit card fees from commission? Learn when netting out card and back-bar costs is legal and where wage laws draw the line.

MannyPay Editorial Team

Woman arranging makeup brushes and lipsticks on a white counter

Oct 20, 20269 min read

Vagaro vs. Square Appointments vs. Boulevard: Payment Fees

Vagaro vs. Square Appointments vs. Boulevard: compare processing fee structures, deposits, hardware, payouts and lock-in to see what salon payments cost.

MannyPay Editorial Team

Stylist sectioning and clipping a client's long hair

Oct 20, 20267 min read

Salon Credit Card Processing Fees: What Should a Salon Pay?

Learn what drives salon credit card processing fees, from tips and deposits to booking software, and how to compare quotes by effective rate.

MannyPay Editorial Team

Oct 20, 20269 min read

More Rewards Breach: Is Your Loyalty Program the Weak Spot?

A loyalty program data breach can expose customers even when card data is safe. Learn what PCI DSS misses and how to lock down your rewards data.

MannyPay Editorial Team

Med spa treatment room with a reclining chair under a lime green cover, a magnifying lamp and a rolling stool by frosted glass

Oct 20, 20268 min read

Med Spa Merchant Accounts: Getting Approved for Botox and Filler

Learn why processors scrutinize a med spa merchant account and which documents improve your odds of approval and can reduce the chance of a reserve.

MannyPay Editorial Team

Woman with closed eyes receiving a facial massage on a spa table, wrapped in a pink towel beside pink berry sprigs

Oct 20, 20269 min read

Med Spa Credit Card Processing Fees: MCC Codes, Rates and Reserves

Learn what drives med spa credit card processing fees, from MCC codes and big injectable tickets to package reserves, and how to benchmark any quote.

MannyPay Editorial Team

Close-up of an IV drip bag and clear drip chamber with tubing hanging beside a chrome IV pole against a beige wall

Oct 20, 20269 min read

IV Therapy Merchant Accounts: Why Drip Bars Get Flagged

See what underwriters check before approving an IV therapy merchant account, from medical director oversight to memberships, and how to avoid flags.

MannyPay Editorial Team

Barbers in gray coveralls cutting clients' hair at chairs in a modern barbershop with mirrors, LED lights and potted plants

Oct 20, 20269 min read

How to Collect Booth Rent From Stylists Automatically

Learn how to collect booth rent from stylists by ACH or card autopay, with authorization, late-fee and lease terms that keep renters paying on time.

MannyPay Editorial Team

Barber cutting a customer's hair in a busy barbershop with mirrors

Oct 20, 20269 min read

Barbershop Card Readers: One Shop Terminal or One per Chair?

Choosing a barbershop credit card reader? Compare a front-counter terminal, per-chair readers and personal payment apps on fees, tips, taxes and freezes.

MannyPay Editorial Team