Online Marketplaces Payment Guides

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Oct 23, 20268 min read

Thunes and Coinbase Team up: Faster Cross-Border Payouts Ahead?

The Thunes Coinbase partnership links stablecoins to local bank and wallet payouts. Learn what's live, what's planned and what to ask your payout provider.

MannyPay Editorial Team

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Oct 23, 20268 min read

Stripe Connect Fees: Standard vs. Express vs. Custom True Cost

Stripe Connect fees vary by account type. See who pays active account, payout, instant and cross-border fees, with worked examples at 50 to 5,000 sellers.

MannyPay Editorial Team

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Oct 23, 20268 min read

Selling on Amazon vs. Your Own Website: The Real Fee Math

Selling on Amazon vs. your own website? Compare referral, fulfillment, ad, and processing costs per order, plus cash flow and customer data trade-offs.

MannyPay Editorial Team

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Oct 23, 20268 min read

RTP vs. FedNow vs. ACH: Which Instant Payment Rail Fits?

RTP vs. ACH vs. FedNow: compare speed, limits, cost, finality and bank support so you know when instant bank payments are worth it for your business.

MannyPay Editorial Team

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Oct 23, 20269 min read

Marketplace Take Rates: Pricing Commission to Cover Card Fees

Set a marketplace take rate that covers card processing, payouts, and disputes. Get the margin math, fee structures, and buyer fee disclosure tips.

MannyPay Editorial Team

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Oct 23, 20268 min read

Marketplace Seller Fraud: Fake Shops, Triangulation, and Collusion

Learn how marketplace seller fraud works, from fake shops to triangulation and collusion, plus payout controls that stop losses early.

MannyPay Editorial Team

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Oct 22, 20268 min read

What Is a Payment Facilitator (PayFac)? Pros and Cons

What is a payment facilitator? Learn how PayFac sub-merchant accounts work, how they compare to a merchant account, and when it's time to switch.

MannyPay Editorial Team

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Oct 22, 20268 min read

Money Transmitter Licenses for Marketplaces: Agent-of-Payee Rules

Money transmitter license marketplace rules explained: when holding seller funds triggers state law and how agent-of-payee terms and payout design help.

MannyPay Editorial Team

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Oct 22, 20269 min read

Local Payment Methods: iDEAL, Pix, and More by Country

Learn which local payment methods shoppers expect by country, from iDEAL to Pix and Boleto, and how U.S. merchants can add them through a gateway.

MannyPay Editorial Team

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Oct 22, 20269 min read

INFORM Consumers Act: Marketplace Seller Disclosure Checklist

A practical INFORM Consumers Act compliance checklist for marketplaces: seller thresholds, bank verification, recertification and buyer disclosures.

MannyPay Editorial Team

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Oct 22, 20269 min read

How to Improve Authorization Rates: 12 Fixes for False Declines

Learn how to improve authorization rates with 12 fixes for data, tokens, retries, fraud rules and routing that recover sales lost to false declines.

MannyPay Editorial Team

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Oct 22, 20268 min read

Escrow-Style Payments: Holding Funds Until Buyers Confirm Delivery

Learn how an escrow payment for marketplace orders works, when to hold payment until delivery, and when you need a licensed escrow partner.

MannyPay Editorial Team

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Oct 21, 20268 min read

Visa Direct Adds Stablecoin Funding: What It Means for Seller Payouts

Headlines on Visa Direct stablecoin payouts point to one live feature: USDC prefunding. See what it changes for platforms and what to ask your processor.

MannyPay Editorial Team

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Oct 21, 20268 min read

Should Your Marketplace Become a Payment Facilitator?

PayFac vs. marketplace explained: how card network rules classify your platform, what a full PayFac costs, and when PayFac-as-a-service fits better.

MannyPay Editorial Team

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Oct 21, 20269 min read

Marketplace Prohibited Items: Policing Listings for Your Processor

Turn your processor's restricted list into a marketplace prohibited items policy with filters, review and enforcement that protect your account.

MannyPay Editorial Team

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Oct 20, 20268 min read

Visa's New Embedded Payment Charge: October 2026 Fee Changes

The Visa acquirer embedded payment charge starts October 23, 2026. Learn who it affects, other fall network changes and what to check on your statement.

MannyPay Editorial Team

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Oct 20, 20269 min read

Stopping Off-Platform Payments: Keep Buyers Paying Through You

Marketplace off-platform payments drain revenue and trust. Learn which payment features, fee structures and policies keep buyers paying through you.

MannyPay Editorial Team

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Oct 20, 20269 min read

Seller KYC for Marketplaces: Verifying Vendors Before Payouts

Learn what marketplace seller verification requires: KYC and KYB data, OFAC screening, payout thresholds and how to verify vendors without losing signups.

MannyPay Editorial Team

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Oct 20, 20269 min read

Refunds After the Seller Was Paid: Fixing Negative Balances

Learn how to fix a marketplace negative seller balance after post-payout refunds: offsets, debits, reserves, contract terms and write-offs.

MannyPay Editorial Team

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Oct 20, 20268 min read

Marketplace Split Payments: How to Divide One Checkout Among Many Sellers

Split payments marketplace guide: choose a charge model, set commission splits, allocate shipping and handle partial refunds, disputes and reconciliation.

MannyPay Editorial Team

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Oct 20, 20268 min read

Mastercard's Global Money Platform: Stablecoins Reach Your Processor

The Mastercard Global Money Platform brings stablecoin settlement and payouts closer to your processor. Learn what changed and what to ask before opting in.

MannyPay Editorial Team

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Oct 20, 20268 min read

Marketplace Facilitator Laws: When You Collect Sellers' Sales Tax

Learn how marketplace facilitator sales tax laws shift collection to your platform and what it means for checkout, seller payouts, exemptions and audits.

MannyPay Editorial Team

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Oct 20, 20269 min read

Marketplace Chargebacks: Who Pays, the Platform or the Seller?

Learn how marketplace chargeback liability flows from processor to platform to seller, and how to recover losses when a seller is paid out or gone.

MannyPay Editorial Team

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Oct 20, 20269 min read

Holding Payouts for New Marketplace Sellers: How Long Is Fair?

Set a fair marketplace seller payout delay with tiered holds tied to delivery, seller history and dispute windows to cut fraud without losing good sellers.

MannyPay Editorial Team

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Oct 20, 202610 min read

1099-K for Marketplace Operators: Who Files for Your Sellers?

A 1099-K marketplace operator guide: who files for your sellers, how thresholds work, and how to collect W-9s and TINs without slowing seller onboarding.

MannyPay Editorial Team

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Oct 19, 20266 min read

Ecommerce Payment Processing: How to Set up Payments for Your Online Store

Learn how ecommerce payment processing works: gateways, merchant accounts, fraud and chargeback controls, and the right setup for your online store.

MannyPay Editorial Team