Shopify Stores Payment Guides

Boutique shop window displaying straw and felt hats on white foam and painted mannequin heads behind glass panes

Oct 23, 20268 min read

Shopify POS Fees: In-Person Card Rates and POS Pro Costs

Understand Shopify POS transaction fees, how in-person card rates compare to online, and when POS Pro's per-location cost pays off for your store.

MannyPay Editorial Team

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Oct 23, 20267 min read

Shopify Payments vs. a Third-Party Gateway: The Real Cost Math

Compare Shopify Payments vs a third party gateway with simple break-even math, and learn the monthly volume where an outside merchant account saves money.

MannyPay Editorial Team

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Oct 23, 20268 min read

Shopify Payments Suspended? Why It Happens and Your Next Steps

Shopify Payments account suspended? Learn why stores get shut down, how to answer a review, what happens to held payouts, and how to keep selling.

MannyPay Editorial Team

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Oct 23, 20268 min read

Shopify Currency Conversion Fees: Selling in Multiple Currencies

Learn when the Shopify currency conversion fee applies, how it stacks with international card fees, and how to price local currency without losing margin.

MannyPay Editorial Team

Woman in an apron packing kraft shipping boxes at a wooden table in a bright home studio with mugs on shelves

Oct 23, 20268 min read

Selling on Amazon vs. Your Own Website: The Real Fee Math

Selling on Amazon vs. your own website? Compare referral, fulfillment, ad, and processing costs per order, plus cash flow and customer data trade-offs.

MannyPay Editorial Team

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Oct 23, 20269 min read

Seattle Sales Tax for Online and Delivery Orders: Destination Rules

Learn how Washington destination-based sales tax applies to Seattle delivery and online orders, and how to set correct rates in Shopify, WooCommerce and POS.

MannyPay Editorial Team

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Oct 23, 20268 min read

One-Page vs. Multi-Step Checkout: How to Pick for Your Store

One-page checkout vs. multi-step checkout: learn which layout fits your order complexity, shipping options and mobile traffic, and how to test the switch.

MannyPay Editorial Team

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Oct 23, 20268 min read

Economic Nexus: When Online Sellers Must Collect Sales Tax

Learn how economic nexus sales tax rules work, how to track state thresholds, and what marketplace facilitator laws mean for your online store.

MannyPay Editorial Team

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Oct 23, 20269 min read

Digital Wallets for Business: Which Ones to Accept and Why

Compare digital wallets for business by reach, cost, dispute rules and checkout impact so you accept the wallets your customers actually use.

MannyPay Editorial Team

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Oct 23, 20268 min read

Chargeback Ratio Limits: The Numbers That Put Your Account at Risk

Learn what an acceptable chargeback ratio looks like, how to calculate yours monthly, and the early warning signs to act on before reserves or repricing.

MannyPay Editorial Team

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Oct 22, 20268 min read

Which Payment Methods Should Your Online Store Accept?

What payment methods should I accept online? Use this tiered, cost-aware framework to match cards, wallets, BNPL and ACH to your order size and customers.

MannyPay Editorial Team

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Oct 22, 20268 min read

Taking Preorders Online Without Triggering Processor Holds

Accepting payments for preorders? Compare charge-now, authorize-later, and deposit models, and learn how to avoid processor holds and chargebacks.

MannyPay Editorial Team

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Oct 22, 20268 min read

Shopify Third-Party Payment Gateways: When to Use One

Weighing a Shopify third-party payment gateway? Learn when an external provider makes sense, what fees and trade-offs to expect, and how to switch cleanly.

MannyPay Editorial Team

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Oct 22, 20268 min read

Shopify Manual Payment Capture: Authorize Now, Charge Later

Learn when Shopify manual capture makes sense, how authorization windows work, and what to do if a payment authorization expires before you ship.

MannyPay Editorial Team

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Oct 22, 20268 min read

Shopify B2B Payment Terms: Offering Net 30 to Wholesale Buyers

Learn how to set Shopify B2B payment terms for wholesale buyers: net 30, deposits, vaulted cards, ACH invoices and collecting overdue balances.

MannyPay Editorial Team

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Oct 22, 20269 min read

PCI DSS 4.0.1 Payment Page Script Rules: What Changed in 2025

PCI DSS 6.4.3 and 11.6.1 became mandatory March 31, 2025. Learn what your online store must do, how SAQ A changed, and which tasks your platform covers.

MannyPay Editorial Team

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Oct 22, 202610 min read

False Declines: Why Good Customers Get Rejected and How to Fix It

Learn how to reduce false declines by decoding issuer responses and tuning AVS, CVV and fraud filters so legitimate customers can finish checking out.

MannyPay Editorial Team

Smiling woman in a white blazer holds a gold payment card and gives a thumbs up behind a white laptop at dusk

Oct 22, 20269 min read

Checkout Abandonment: Payment Fixes That Recover Lost Sales

Reduce checkout abandonment with payment fixes: show totals early, offer guest checkout, add expected payment methods and measure what works.

MannyPay Editorial Team

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Oct 21, 20269 min read

Shopify Subscriptions: Which Payment Gateways Actually Work?

Choosing a Shopify subscriptions payment gateway? Learn which gateways work with subscription apps, how to keep saved cards, and how to cut failed renewals.

MannyPay Editorial Team

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Oct 21, 20267 min read

Shopify Payout Schedule: When Your Sales Hit Your Bank

Understand your Shopify Payments payout schedule, why first payouts take longer, and how refunds, chargebacks, and weekends change what lands in your bank.

MannyPay Editorial Team

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Oct 21, 20269 min read

Network Tokenization: Higher Approvals and Fewer Failed Renewals

Learn how network tokenization differs from gateway tokens, keeps stored cards current, and can lift approvals for subscriptions and online stores.

MannyPay Editorial Team

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Oct 21, 20268 min read

How to Hide or Reorder Payment Methods at Shopify Checkout

Learn how to hide payment methods in Shopify checkout by cart value, country or customer tag, and test rules so you cut risk without losing sales.

MannyPay Editorial Team

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Oct 21, 20269 min read

Average Checkout Conversion Rate: Benchmarks and How to Beat Them

Learn what the average checkout conversion rate really measures, how to track each funnel step, and where payment-step losses hide in your online store.

MannyPay Editorial Team

Overhead view of a wooden desk with a white keyboard, coffee cup, succulent, wallet with payment cards, cash and a pencil

Oct 20, 20268 min read

Shopify Transaction Fees by Plan: What You Pay on Every Order

Understand Shopify transaction fees by plan: online card rates, the third-party gateway fee, currency and chargeback costs, and when upgrading pays off.

MannyPay Editorial Team

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Oct 20, 20268 min read

Shopify Protect: Which Chargebacks It Covers and Which It Won't

Learn how to check which orders Shopify Protect covers, which fulfillment steps can put coverage at risk, and when you still need your own fraud tools.

MannyPay Editorial Team

Close-up of a dark gray card payment terminal with chip card slot and red, yellow and green keys on a wooden counter

Oct 20, 20269 min read

Shopify POS Card Readers: Which Hardware Fits Your Store?

Compare each Shopify POS card reader by use case, learn how to pair and connect it, and fix the reader errors that stall checkout at pop-ups or the counter.

MannyPay Editorial Team

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Oct 20, 20268 min read

Shopify Payments Prohibited Businesses: Is Your Store Eligible?

Learn which Shopify Payments prohibited businesses and restricted products get stores disabled, and when a third-party gateway may help.

MannyPay Editorial Team

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Oct 20, 20268 min read

Shopify Payments Payout on Hold: Why It Happens and How to Respond

Shopify Payments payout on hold? Learn what triggers holds and reserves, which documents to send, and how to respond fast so your review moves forward.

MannyPay Editorial Team

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Oct 20, 202610 min read

Shopify High Risk Orders: Fulfill, Cancel, or Verify First?

Got a Shopify high risk order? Learn to read fraud analysis signals, verify buyers, cancel cleanly and automate holds with Shopify Flow.

MannyPay Editorial Team

Printed financial spreadsheets and a tax document with handwritten notes beside a laptop, blue mouse, pen and coffee mug

Oct 20, 20269 min read

Shopify 1099-K: Reading the Form and Matching It to Your Books

Your Shopify 1099-K shows gross sales, not deposits. Learn how to read the form and reconcile refunds, fees and sales tax so you don't overpay.

MannyPay Editorial Team

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Oct 20, 20269 min read

Shop Pay Installments vs. Afterpay and Klarna on Shopify

Compare Shop Pay Installments fees with Afterpay and Klarna on Shopify, including eligibility, refunds and disputes, so you can pick one BNPL option.

MannyPay Editorial Team

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Oct 20, 20268 min read

Sales Spike Coming? Warn Your Processor Before Your Funds Get Held

Avoid a sales spike payment processor hold: what to tell your processor before a promo, wholesale order or media feature, and what to do if funds are frozen.

MannyPay Editorial Team

Man in a suit holding and reading a smartphone

Oct 20, 20269 min read

One Fake Contact, One Breach: Social Engineering Lessons for Merchants

What the ASOS social engineering data breach teaches retail merchants, plus a checklist to protect staff logins, SaaS apps and payment portals.

MannyPay Editorial Team

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Oct 20, 20269 min read

Multi-Currency Pricing: Show Local Prices Without Losing Margin

Learn how multi-currency pricing works, how to show local prices online, and how to protect margin from FX markups, rate swings and refunds.

MannyPay Editorial Team

Woman packing folded clothing into a shipping box at a home workspace

Oct 20, 20269 min read

How to Respond to a Chargeback on Shopify: A Step-by-Step Guide

Learn how to respond to a chargeback on Shopify: find the dispute, meet the deadline, add the evidence Shopify won't pre-fill, and know when to accept.

MannyPay Editorial Team

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Oct 20, 20269 min read

Guest Checkout vs. Forced Accounts: Which Converts Better?

Guest checkout or forced accounts? Learn why required sign-ups cost sales and how to keep customer data and repeat buyers without them.

MannyPay Editorial Team

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Oct 19, 20266 min read

Ecommerce Payment Processing: How to Set up Payments for Your Online Store

Learn how ecommerce payment processing works: gateways, merchant accounts, fraud and chargeback controls, and the right setup for your online store.

MannyPay Editorial Team