Car Dealerships Payment Guides

Purple and blue classic cars with raised hoods and chrome engines lined up at an outdoor street car show

Oct 23, 20268 min read

Fake Cashier's Checks and Wire Scams Targeting Car Dealers

Learn how to spot a fake cashier's check at your car dealership, verify wires and card deposits, and set a delivery hold policy that protects inventory.

MannyPay Editorial Team

Close-up of a yellow vintage muscle car's front end with dual round headlights, hood scoop and grille, palm trees behind

Oct 22, 20269 min read

Integrating Card Payments With CDK, Reynolds, and Dealertrack DMS

Learn how DMS payment integration helps car dealerships post and reconcile card payments in CDK, Reynolds, and Dealertrack and keep your own processor.

MannyPay Editorial Team

Hand holding a chip credit card above a handheld card reader whose screen reads Tap / Insert / Swipe Your Card

Oct 22, 20268 min read

Can Car Dealerships Charge a Credit Card Fee? Surcharge Rules

Can car dealerships charge credit card fees? Learn how surcharges, debit rules, doc fees and buyer's order disclosures work before you add one.

MannyPay Editorial Team

Hand in a gray sleeve holding out a black car key fob on a ring against a blurred, sunlit outdoor background

Oct 21, 20269 min read

Refundable Deposits to Hold a Car: Policies, Laws, and Disputes

Taking a deposit to hold a car at dealership? Learn refund rules, deposit agreement language, and records that help you avoid disputes and chargebacks.

MannyPay Editorial Team

Customer signing a printed sales contract with a silver pen at a dealership desk, red car in the background

Oct 21, 20269 min read

Car Dealership Chargebacks: Down Payment and Deposit Disputes

Learn why a car dealership chargeback happens on deposits and down payments, which deal-jacket documents win disputes, and how to prevent them.

MannyPay Editorial Team

Man in a navy t-shirt holding out a car key with a black remote fob, as if handing over a vehicle

Oct 20, 20269 min read

Used Car Dealer Merchant Accounts: Getting Approved and Staying Live

Learn what underwriters check on a used car dealer merchant account, which documents to prepare, and how to set limits that lower your reserve risk.

MannyPay Editorial Team

Salesman handing car keys to a smiling customer by a car

Oct 20, 20269 min read

IRS Form 8300 for Car Dealers: Cash, Cashier's Checks, Structuring

A Form 8300 car dealership guide: what counts as cash, how split down payments and BHPH installments add up, and how to handle structuring attempts.

MannyPay Editorial Team

Two men in suit jackets shaking hands in front of a blurred silver car, suggesting a closed car dealership sale

Oct 20, 20269 min read

FTC Safeguards Rule for Car Dealers: Protecting Payment and Deal Data

Learn what the FTC Safeguards Rule means for your car dealership, from data security planning to breach response, and how to protect deal data.

MannyPay Editorial Team

Dealership salesperson hands a car key fob to a smiling woman in a white jacket as a man looks on in a showroom

Oct 20, 20269 min read

Dealer Doc Fee Limits by State: What You Can Charge and Disclose

Check your dealer doc fee by state: how caps and disclosure rules work, how to show it in ads and online prices, and how to ring it up to avoid disputes.

MannyPay Editorial Team

Salesperson showing a customer a new car in a showroom

Oct 20, 20268 min read

Car Dealership Credit Card Down Payment Limit: How Much Should You Allow?

Set a car dealership credit card down payment limit you can defend: weigh processing costs, lender rules on borrowed down payments and chargeback risk.

MannyPay Editorial Team

Silver hatchback and black sedan parked on a cobblestone car lot under a partly cloudy sky with trees behind

Oct 20, 202610 min read

Buy Here Pay Here Payments: Autopay, Text-to-Pay, and Late Fees

Buy here pay here payment processing guide: move weekly cash payers to ACH and debit autopay, add text-to-pay, and handle late fees within the rules.

MannyPay Editorial Team