Thunes and Coinbase Team up: Faster Cross-Border Payouts Ahead?
The Thunes Coinbase partnership links stablecoins to local bank and wallet payouts. Learn what's live, what's planned and what to ask your payout provider.
Beyond the Swipe
Payments News
Developments in payment technology, digital wallets, network rules, regulation and commerce trends, with sources and dates.
Payment Technology
PCI DSS 4.0.1 Payment Page Script Rules: What Changed in 2025
PCI DSS 6.4.3 and 11.6.1 became mandatory March 31, 2025. Learn what your online store must do, how SAQ A changed, and which tasks your platform covers.
Checkout.com Moves Into Stores: What It Means for Card-Present Sales
Checkout.com in-person payments are coming to stores. Learn what the Mollie deal means and what to check before using one processor online and in-store.
Visa Direct Adds Stablecoin Funding: What It Means for Seller Payouts
Headlines on Visa Direct stablecoin payouts point to one live feature: USDC prefunding. See what it changes for platforms and what to ask your processor.
Intermarché Breach Hits 300K Shoppers: A Notification Checklist
What the Intermarché data breach teaches U.S. merchants: a 72-hour checklist to contain an incident, meet notice duties and protect customers.
One Fake Contact, One Breach: Social Engineering Lessons for Merchants
What the ASOS social engineering data breach teaches retail merchants, plus a checklist to protect staff logins, SaaS apps and payment portals.
Mastercard's Global Money Platform: Stablecoins Reach Your Processor
The Mastercard Global Money Platform brings stablecoin settlement and payouts closer to your processor. Learn what changed and what to ask before opting in.
Regulation & Network Rules
Visa Decline Code Changes Oct. 23–25: Fix Your Retry Logic Now
Visa response code 57 retry rules tighten Oct. 25. Learn which declines to stop retrying, what new code 83 means and how to avoid reattempt fees.
Fed Debit Fee Cap: Regulation II Proposal and Court Ruling Explained
Learn where the Regulation II debit interchange cap stands after the Fed's proposal and the Corner Post ruling, and what each outcome means per $100.
Visa's VAMP Explained: New Fraud and Dispute Thresholds
Learn how the Visa Acquirer Monitoring Program (VAMP) ratio works, which thresholds apply in 2026, and how to calculate and lower your own ratio.
Discover's New Card Verification Rule for Online Sellers Explained
The Discover card account verification service becomes required for card-not-present sellers Oct. 23. Learn how it works and how to check your gateway.
Illinois Swipe Fee Law Appeal: What Merchants Should Do Now
The Illinois Interchange Fee Prohibition Act appeal keeps tax-and-tip swipe fee relief on hold. Learn who is exempt and how to plan your pricing now.
Visa's New Installment Interchange Rates: October 2026 Explained
Visa installment credential interchange rates arrive with Visa's October 2026 update. See the new categories, who sees them and how to catch hidden markups.
Visa's New Embedded Payment Charge: October 2026 Fee Changes
The Visa acquirer embedded payment charge starts October 23, 2026. Learn who it affects, other fall network changes and what to check on your statement.
Swipe Fee Settlement Heads to Final Approval: What's at Stake
The Visa Mastercard settlement final approval hearing is Nov. 16. Learn what objectors argue, what's at stake for your card fees and what records to pull now.
Illinois Interchange Fee Prohibition Act: Delays, Lawsuit and Next Steps
Where the Illinois Interchange Fee Prohibition Act stands after the 2027 delay vote and court rulings, and how to prepare your POS for tax and tip data.
FTC Junk Fee Rule: Total Price Rules for Tickets and Hotels
The FTC junk fee rule for tickets and hotels requires all-in pricing. Learn what the total price must include and how card surcharges fit at checkout.
Commerce Trends
Same Day ACH Volume Jumps 37%: Should You Accept It?
Same Day ACH for businesses is surging. See what Nacha's Q3 2026 data means for your invoice fees, payment speed, return risk and setup.
Halloween Swipe Fees Estimated at $320M: Pricing Moves for Merchants
Halloween swipe fees will top $318 million, a merchant group estimates. Learn how to figure your own holiday card costs and lower them before Black Friday.
More Rewards Breach: Is Your Loyalty Program the Weak Spot?
A loyalty program data breach can expose customers even when card data is safe. Learn what PCI DSS misses and how to lock down your rewards data.
Ahold Delhaize Cyberattack: Keep Selling When Systems Go Dark
The Ahold Delhaize cyberattack took grocery sites offline. Learn how independent stores can keep taking payments and protect card data when systems fail.