Business GrowthUsing POS Customer Data to Market Smarter on a Small Budget
Learn how POS customer data marketing works on a small budget: five reports to pull, four simple segments and the campaign each one needs.
MannyPay Editorial TeamFood & Hospitality
Grocery Markets Payment Guides
Payment processing guides for grocery markets: costs, hardware, fraud, compliance and growth, from the MannyPay editorial team.
Business Growth
IndustriesSNAP Trafficking Charges: How Grocers Lose EBT and How to Avoid It
Learn the SNAP trafficking penalties for retailers, the EBT patterns that draw scrutiny, and the records and staff controls that protect your store.
MannyPay Editorial Team
IndustriesPIN Debit Routing for Grocers: How to Lower Your Debit Card Fees
Compare PIN debit vs. signature debit fees and see how least-cost routing and regulated debit rates can lower your grocery store's processing bill.
MannyPay Editorial Team
Filipino BusinessesHow to Read Your Credit Card Processing Statement Line by Line
Learn how to read a credit card processing statement line by line, calculate your true effective rate, and spot junk fees worth negotiating.
MannyPay Editorial Team
Business GrowthHow to Balance a Cash Drawer: Step-by-Step End-of-Shift Count
Learn how to balance a cash drawer with a repeatable end-of-shift count, read your POS cash report, and set an over/short threshold your team can follow.
MannyPay Editorial Team
IndustriesGrocery Gift Card Fraud: Stopping Card Draining and Tender Scams
Learn how grocery store gift card fraud works, from card draining to stolen-card purchases, and the POS controls cashiers can follow to cut losses.
MannyPay Editorial Team
NewsFed Debit Fee Cap: Regulation II Proposal and Court Ruling Explained
Learn where the Regulation II debit interchange cap stands after the Fed's proposal and the Corner Post ruling, and what each outcome means per $100.
MannyPay Editorial Team
NewsCheckout.com Moves Into Stores: What It Means for Card-Present Sales
Checkout.com in-person payments are coming to stores. Learn what the Mollie deal means and what to check before using one processor online and in-store.
MannyPay Editorial Team
IndustriesCan Grocery Stores Surcharge Credit Cards? Rules, EBT, and Debit
Can grocery stores charge credit card fees? Learn the card network rules, the debit and SNAP EBT limits, and when a cash discount may fit better.
MannyPay Editorial Team
Filipino BusinessesAdding Remittance Services to Your Store: What to Know
Learn how to become a money transfer agent for your store, what licensed providers expect, and the compliance duties that keep padala services legal.
MannyPay Editorial Team
GlossaryWhat Is EMV? Chip Cards and the Liability Shift Explained
What is EMV? Learn how chip cards stop counterfeit fraud, how the EMV liability shift makes swiping costly, and how to check your terminal.
MannyPay Editorial Team
ComparisonsWhat Is a POS System? How It Works and What It Does
What is a POS system? Learn how POS hardware, software and payment processing fit together, and how to spot processing lock-in before you sign.
MannyPay Editorial Team
IndustriesSelf-Checkout for Small Grocery Stores: Costs, Shrink, and Setup
Thinking about self-checkout for a small grocery store? Weigh lane costs, shrink, produce errors, EBT and age checks, and run the ROI before you buy.
MannyPay Editorial Team
NewsIntermarché Breach Hits 300K Shoppers: A Notification Checklist
What the Intermarché data breach teaches U.S. merchants: a 72-hour checklist to contain an incident, meet notice duties and protect customers.
MannyPay Editorial Team
IndustriesHow to Become a WIC Vendor and Accept eWIC Payments
Learn how to accept WIC at a grocery store: state vendor applications, stocking rules, the eWIC Approved Product List and POS setup that stops failed sales.
MannyPay Editorial Team
IndustriesHow to Accept SNAP EBT Online for Grocery Pickup and Delivery
Learn how to accept EBT online for grocery pickup and delivery: FNS approval, choosing a processor, split tender and handling delivery fees.
MannyPay Editorial Team
NewsHalloween Swipe Fees Estimated at $320M: Pricing Moves for Merchants
Halloween swipe fees will top $318 million, a merchant group estimates. Learn how to figure your own holiday card costs and lower them before Black Friday.
MannyPay Editorial Team
Business GrowthLow Risk Merchant Accounts: What Processors Look for and Why It Matters
Learn what earns a business a low risk merchant account, which industries usually qualify, the better terms it brings, and how to keep that status.
MannyPay Editorial Team
NewsVisa and Mesh Crypto Spending: What Changes at Your Checkout
Visa Mesh crypto payments let shoppers pay from crypto wallets at Visa merchants. Learn what changes at your checkout and what's still unknown.
MannyPay Editorial Team
NewsSwipe Fee Settlement Heads to Final Approval: What's at Stake
The Visa Mastercard settlement final approval hearing is Nov. 16. Learn what objectors argue, what's at stake for your card fees and what records to pull now.
MannyPay Editorial Team
IndustriesSNAP Soda and Candy Restrictions: Updating Your Grocery POS by State
Track SNAP soda restrictions by state and retag soda, candy and energy drink SKUs in your POS so cashiers don't take EBT for restricted items.
MannyPay Editorial Team
IndustriesPOS Scale Integration: Selling Produce and Deli Items by Weight
Learn how POS scale integration works for grocers: legal-for-trade scales, PLU codes, tare weights and random-weight deli labels that ring up correctly.
MannyPay Editorial Team
IndustriesOnline Grocery Payments: Charging for Weighted Items and Substitutions
Learn how online grocery order payment authorization works for weighted items and substitutions, and how to avoid declines and customer disputes.
MannyPay Editorial Team
NewsMore Rewards Breach: Is Your Loyalty Program the Weak Spot?
A loyalty program data breach can expose customers even when card data is safe. Learn what PCI DSS misses and how to lock down your rewards data.
MannyPay Editorial Team
Business GrowthInterchange-Plus Pricing: Why Low-Risk Merchants Should Ask
Learn how interchange plus pricing works, why low-risk merchants have leverage to get it, and the break-even math showing when it beats flat-rate fees.
MannyPay Editorial Team
IndustriesInstacart vs. DoorDash vs. Uber Eats for Independent Grocers
Instacart vs. DoorDash for grocery stores, plus Uber Eats: compare fees, markups, EBT, inventory sync and payouts, and see when your own online store wins.
MannyPay Editorial Team
News · ILIllinois Interchange Fee Prohibition Act: Delays, Lawsuit and Next Steps
Where the Illinois Interchange Fee Prohibition Act stands after the 2027 delay vote and court rulings, and how to prepare your POS for tax and tip data.
MannyPay Editorial Team
Business GrowthHow to Start a Customer Loyalty Program That Pays for Itself
Learn how to start a loyalty program using your average ticket and margin, so rewards bring customers back more often without giving away your profit.
MannyPay Editorial Team
IndustriesHow to Accept OTC and Healthy Food Benefit Cards at Your Grocery
Learn how to accept OTC cards at your grocery store, from item-level eligibility files and POS setup to split tender, reconciliation and reaching seniors.
MannyPay Editorial Team
IndustriesHow to Accept EBT at Your Grocery Store: From SNAP Approval to Checkout
Learn how to accept EBT at grocery store checkouts: get SNAP retailer authorization from FNS, choose EBT equipment, and set up your POS and cashiers.
MannyPay Editorial Team
IndustriesGrocery Sales Tax by State: Food, Prepared Food, and Your POS
See how grocery tax by state works for food, prepared food, candy and soda, and how to set POS tax groups so you charge the right amount at checkout.
MannyPay Editorial Team
ComparisonsDebit vs. Credit Card Processing Fees: What Merchants Pay
Debit vs credit card processing fees explained: regulated vs. exempt debit, PIN vs. signature routing, and how to see debit savings on your statement.
MannyPay Editorial Team
Processing BasicsContactless Payments for Small Business: NFC Setup and Costs
Contactless payments for small business explained: how NFC tap works, which terminals to buy, what it costs and how to manage fraud and CVM limits.
MannyPay Editorial Team
IndustriesBest Grocery Store POS Systems: Scales, PLUs and EBT Built In
Choose the best grocery store POS system with a buyer's checklist for scales, PLU codes, EBT and split tender, bottle deposits and high-SKU inventory.
MannyPay Editorial Team
NewsAhold Delhaize Cyberattack: Keep Selling When Systems Go Dark
The Ahold Delhaize cyberattack took grocery sites offline. Learn how independent stores can keep taking payments and protect card data when systems fail.
MannyPay Editorial Team